Applying for your first mortgage and buying your first home can get intimidating, but don’t you worry, we will guide you through the process in full details.
We recommend first time buyers should make an appointment with us and meet us before starting to look for a house. Through this way, we will place you in a more knowledgeable position, clarifying to you:
Our advisers are here for you and are ready to help and guide you.
We will also arrange for a Decision in Principle (DIP) to be completed. This will show estate agents and vendors that you are capable to buy a property and that your mortgage application has been accepted.
As a first-time home buyer, having a DIP will also put you in a more solid position when negotiating to buy your first home.
Once you agree on the purchase price, we will go ahead and complete the mortgage application, recommend a solicitor(if you do not have one) and move the purchase towards completion and the day you collect the keys for your new home.
If you wish to use the government’s Help to Buy scheme, we can help you with that too. Our expert advisers have helped many first-time buyers understand the application process, and meet the specialist criteria lenders look for.
We work with independent mortgage advisors, meaning we are able to access the whole of the intermediary market and can recommend lenders.
Our advisors have experience with mortgages, walking you through the full home buying process in depth and detail.
Locally, we will work hard on your behalf to help you buy your first ever dream home.